Explore our comprehensive range of financial services to achieve the retirement of your dreams
Create a customized plan that outlines how to draw from different income sources such as pensions, personal savings, and government benefits like CPP and OAS. This helps ensure you have enough monthly income to cover expenses and adjust for inflation.
Get HelpManage your investment portfolio to provide a steady stream of income while minimizing risks. This includes balancing assets to maintain stability in your savings, even when the market fluctuates.
Get HelpReduce your tax burden by structuring withdrawals from registered accounts (like RRSPs) in a tax-efficient way. This service can maximize the money you keep for daily expenses and future needs.
Get HelpPrepare for potential healthcare expenses by exploring insurance options for long-term care, critical illness, and coverage for unexpected medical costs. This planning can help protect your savings from high out-of-pocket expenses.
Get HelpEnsure your assets are distributed according to your wishes and minimize the burden on your loved ones. Services include setting up a will, creating a power of attorney, and appointing a trusted contact person.
Get HelpHelp with strategies to pay down mortgages and other debts before retirement. This can improve cash flow during retirement, making it easier to manage daily living costs.
Get HelpFor pre-retirees, focus on growing savings with a plan to regularly contribute to TFSAs, RRSPs, and other investment accounts. This helps ensure you build a solid financial base before retirement.
Get HelpGuidance on when to start drawing from CPP or other pensions to get the most out of your benefits, taking into account life expectancy and other sources of income.
Get HelpAssess current insurance coverage (life, health, home) and identify any gaps that could leave you vulnerable to financial setbacks, such as loss of income from a spouse.
Get HelpMonitor and adjust spending to ensure you can maintain your desired lifestyle without overspending. This can include tracking monthly expenses and identifying areas where you might need to cut back.
Get HelpFor those relying on home equity, evaluate options like downsizing or using a reverse mortgage to access funds. This can be an important part of your overall retirement plan, especially if a large portion of your wealth is tied up in property.
Get HelpMany pre-retirees benefit from one-on-one sessions with a financial advisor to understand their retirement needs and build confidence in managing their finances. This can include workshops or ongoing coaching to navigate the transition into retirement.
Get HelpUnderstand how to access programs like the Guaranteed Income Supplement (GIS) or other provincial benefits, ensuring you don’t miss out on potential support.
Get Help